We seek to add value not only to our customers and investors but also to consider a broader range of stakeholders, including society as a whole. We actively seek to avoid trading with industries that cause harm to people, the environment and animals. We have tangible sustainability commitments across our business. Through these, we contribute to the achievement of a number of the UN Sustainable Development Goals (SDGs).

Underwriting

• Implement ESG underwriting policies (e.g. fossil fuel exclusions) through daily underwriting calls attended by the Head of Sustainability
• Measure and improve over time the ESG profile of our underwriting portfolio (e.g. alignment with the EU Taxonomy)
• Measure our portfolio carbon footprint and reduce this in line with NZIA commitments (from 2023; ambition to reach net zero well before 2050)

Operations

• Monitor our carbon footprint and reduce it from 2023 onwards
• Continue to offset more than 100% of our operational emissions in order to be climate positive

Diversity & Inclusion

• Target equal opportunities across all stages of hiring process and monitor this
• Measure pay gaps and seek to minimise these where reasonably possible
• Insofar as possible, ensure the composition of our workforce reflects the make-up of the local community (by gender and ethnicity)

Disclosure

• Provide annual updates on key metrics and performance, with disclosure according to a recognised industry standard (ClimateWise) from 2023

All of the above are contributions to SDGs